One of the first questions people ask after an accident in Houston is who pays for the medical bills, the missed work, and the car that no longer runs. In Texas, the answer starts with personal injury law.
Under Texas law, if someone else's negligence caused your injury, you generally have the right to pursue compensation. That usually includes medical expenses, lost wages, property damage, and pain and suffering related to the accident.
Texas follows a modified comparative fault rule. You can still recover compensation if you were partially at fault, as long as you were not more than 50% responsible. Your recovery is reduced by your percentage of fault, which is why the details of how an accident happened matter so much.
Most personal injury cases start with a claim against the at-fault party's insurance company. Adjusters may move quickly with a settlement offer, but early offers rarely reflect the full cost of an injury, especially when future treatment or long-term effects are still unknown. It's worth understanding the full value of your claim before signing anything.
Deadlines matter too. In Texas, the statute of limitations for most personal injury claims is two years from the date of the injury. Evidence like photos, witness information, and medical records is much easier to gather soon after an accident, so acting promptly protects your case.
Every accident is different, and this overview isn't legal advice. If you've been injured in Houston or the surrounding areas, a consultation with ZZ TEST Abogados Ruiz can help you understand how these rules apply to your situation.